See What Our Customers Are Saying

William
Mike was great through the entire process. He walked me through every step of the way. Getting a mortgage is not something I've done many times so it was great to work with a pro. I have recommended him several times so far and will continue to do so.
Joan
Mike is the best. He is an honest and trustworthy person who makes sure every component of your loan process is as positive and straight forward as possible. Mike is always available to answer questions no matter how trivial they may be.
BJ
Mike went above and beyond the call to get our loan done. He treated us like family. We’ll be calling on Mike for future loans.
Tina
Mike was always there when we needed him and was so organized and knowledgeable. Have never had a better experience when it comes to closing with a mortgage company.
Adam
Mike went above and beyond what he had to in order to help us get through the refinance process. He was great at listening to our needs and explaining all nuances to us in an easy to understand manner. 10/10 would recommend.
Joseph
Outstanding throughout the entire process. Will highly recommend Mike to friends and family.
CK
Excellent service. Very efficient and transparent process. Would not hesitate to refer friends and family to Mike and his team in the future.
Chris
We have owned the same house for almost 2 decades and refinanced it a few times. Mike was, far and away, the VERY best agent we ever dealt with. He was responsive, professional, knowledgeable, and most of all, HELPFUL. There is truly no higher praise I can give than if my mother was going to refi a house or buy a new house, I would tell her there’s only one person for the job, and it is Mike.
Richard
The best loan processing experience I have ever had. Mike and his team were always quick to respond to any questions.
Nena
The experience couldn't have been better. The process was efficient; the required information forms were clear (and not excessive); communication and service overall were excellent. If there were more than five stars, I'd award them.
Travis
Mike was extremely knowledgeable, patient, and understanding throughout the entire process house-buying process. As a first-time homebuyer, he made it easy to understand the decisions we needed to make and what the best course of action was to get us in the right home. Mike was always available to answer questions or to provide the documents we needed, which made purchasing a house in a competitive market much easier. If my wife and I had to do it all again, we would go with Mike Schmuelgen and Independent Financial in a heartbeat.
Chris
Mike was very attentive and easy to work with. Made the entire process very easy. My refi closed in about 30 days which seemed very fast based on the horror stories I had heard from about lenders.
Jacquelin
Mike was recommended to me by a mutual friend and was the best part of my experience as a first-time homebuyer. Although I was house hunting in Dallas, Mike never felt inaccessible. He responded to every question I had with a quick and easy to understand answer. I appreciated how much time he took to explain any term or process that I found confusing, and he set my mind at ease more than once when he would point out what might represent a genuine concern or roadblock versus a common stress that any loan applicant will go through. Buying your first home is almost guaranteed to be a stressful experience, especially in the current climate. Mike eliminated more of that stress than I thought possible and was an absolute pleasure to work with every step of the way. I'll recommend him to any friends or family who are purchasing/refinancing in the future and hope to work with him on all of my future transactions as well.
Reviewed by Kahmal A for Antrone Dailey
Attention to details
Reviewed by Marla C for Eunice Smith
Eunice and Sarah are easy to work with, organized, respond very timely, and explain the process well. Highly recommend Eunice and her team to other buyers.